Finance Tips for Aussies
Budgeting sounds easy ā until youāre a few days into the month and wondering where all your money went š©Here are some of the most common budgeting mistakes I see (and have made myself) ā plus how to actually fix them. ā Mistake #1: Not Having a Budget at All…
Buying your first home feels impossible right now, but hereās a trick most young Aussies still donāt know about ā the First Home Super Saver Scheme (FHSSS). This is exactly what Iām using to save for my future apartment in Brisbane City ā and it could save you thousands in…
Youāve tackled your fixed costs ā now itās time to deal with the sneaky stuff. If you havenāt already, check out my earlier posts:ā”ļø š” 5 Easy Budgeting Tips for Young Aussiesā”ļø āļø 5 Fixed Costs You Can Reduce Without Giving Up Your Lifestyleā”ļø š How I Organise My Budget…
When I first heard about micro-investing, I wasnāt sure if it was just a buzzword or something that could actually help me build wealth. Fast forward to nowāIāve been using Raiz since March 2024, and I want to share what itās really like. If youāre curious about investing but donāt…
Itās almost the end of the financial year, which means itās your last chance to make smart purchases that can lower your taxable incomeāand potentially give you a bigger refund! š This information is based on official guidance from the Australian Taxation Office (ATO). Always check what applies to your…
Get ready to wrap up the financial year stress-free ā and maybe even score a bigger tax refund! š” Why You Need an EOFY Checklist EOFY (End of Financial Year) sounds seriousā¦ because it is ā but it doesnāt have to be stressful!With a little bit of prep now, you…
Ever feel like investing is only for people in suits who already have thousands saved up? Yeah, me tooāuntil I discovered micro-investing. Micro-investing is exactly what it sounds like: investing tiny amounts of money over time. Think of it as investing your spare change or a few dollars a week,…
Letās be honestābudgeting sounds boringā¦ until you realise itās the secret to guilt-free spending and saving for stuff you actually care about. If youāve ever wondered where your money goes or struggled to stick to a budget, these apps and tools can make a huge difference. Iāve tried a bunch…
Letās be realāmoney gets stressful fast when youāre not keeping an eye on it. Thatās why I do a quick weekly budget check-in every Sunday. It only takes me about 15ā20 minutes, and it keeps me on track with my goals (and helps me avoid any surprise āhow did I…
Groceries are getting seriously expensive lately. But before you give up your favorite snacks or switch to home-brand everything, there are a few handy apps that can help you slash your supermarket billāwithout sacrificing your lifestyle. These are just apps I personally use and recommendāno sponsorships or referrals here, just…