Budgeting sounds easy — until you’re a few days into the month and wondering where all your money went Here are some of the most common budgeting mistakes I see (and have made myself) — plus how to actually fix them.
Mistake #1: Not Having a Budget at All…
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Buying your first home feels impossible right now, but here’s a trick most young Aussies still don’t know about — the First Home Super Saver Scheme (FHSSS). This is exactly what I’m using to save for my future apartment in Brisbane City — and it could save you thousands in…
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You’ve tackled your fixed costs — now it’s time to deal with the sneaky stuff. If you haven’t already, check out my earlier posts:
5 Easy Budgeting Tips for Young Aussies
5 Fixed Costs You Can Reduce Without Giving Up Your Lifestyle
How I Organise My Budget…
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When I first heard about micro-investing, I wasn’t sure if it was just a buzzword or something that could actually help me build wealth. Fast forward to now—I’ve been using Raiz since March 2024, and I want to share what it’s really like. If you’re curious about investing but don’t…
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It’s almost the end of the financial year, which means it’s your last chance to make smart purchases that can lower your taxable income—and potentially give you a bigger refund!
This information is based on official guidance from the Australian Taxation Office (ATO). Always check what applies to your…
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Get ready to wrap up the financial year stress-free — and maybe even score a bigger tax refund!
Why You Need an EOFY Checklist EOFY (End of Financial Year) sounds serious… because it is — but it doesn’t have to be stressful!With a little bit of prep now, you…
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Ever feel like investing is only for people in suits who already have thousands saved up? Yeah, me too—until I discovered micro-investing. Micro-investing is exactly what it sounds like: investing tiny amounts of money over time. Think of it as investing your spare change or a few dollars a week,…
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Let’s be honest—budgeting sounds boring… until you realise it’s the secret to guilt-free spending and saving for stuff you actually care about. If you’ve ever wondered where your money goes or struggled to stick to a budget, these apps and tools can make a huge difference. I’ve tried a bunch…
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Let’s be real—money gets stressful fast when you’re not keeping an eye on it. That’s why I do a quick weekly budget check-in every Sunday. It only takes me about 15–20 minutes, and it keeps me on track with my goals (and helps me avoid any surprise ‘how did I…
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Groceries are getting seriously expensive lately. But before you give up your favorite snacks or switch to home-brand everything, there are a few handy apps that can help you slash your supermarket bill—without sacrificing your lifestyle. These are just apps I personally use and recommend—no sponsorships or referrals here, just…