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💸 5 Ways to Save More in a Tough Economy

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🗂️ How I Organise My Budget Each Week

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📈 What Is Micro-Investing? (And Why It’s a Game-Changer)

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  • Money Mistakes
    Budgeting - Save More

    🚫 Common Budgeting Mistakes Young Aussies Make (And How to Fix Them)

    May 12, 2025 - By N

    Budgeting sounds easy — until you’re a few days into the month and wondering where all your money went 😩Here are some of the most common budgeting mistakes I see (and have made myself) — plus how to actually fix them. ❌ Mistake #1: Not Having a Budget at All…

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  • First dream home
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    🏠 What Is the FHSSS? (And How It Can Help You Buy Your First Home Sooner in Australia)

    May 10, 2025 - By N

    Buying your first home feels impossible right now, but here’s a trick most young Aussies still don’t know about — the First Home Super Saver Scheme (FHSSS). This is exactly what I’m using to save for my future apartment in Brisbane City — and it could save you thousands in…

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  • Budgeting - Save More

    🔁 Variable Costs You Can Actually Control (and How to Start)

    May 6, 2025 - By N

    You’ve tackled your fixed costs — now it’s time to deal with the sneaky stuff. If you haven’t already, check out my earlier posts:➡️ 💡 5 Easy Budgeting Tips for Young Aussies➡️ ✂️ 5 Fixed Costs You Can Reduce Without Giving Up Your Lifestyle➡️ 📋 How I Organise My Budget…

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  • Micro-investing app
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    📈 My Honest Raiz Review: What It’s Like Using a Micro-Investing App in Australia

    May 5, 2025 - By N

    When I first heard about micro-investing, I wasn’t sure if it was just a buzzword or something that could actually help me build wealth. Fast forward to now—I’ve been using Raiz since March 2024, and I want to share what it’s really like. If you’re curious about investing but don’t…

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  • Things You Can Buy Before 30 June To Boost Your Tax Deductions
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    🛍️ Things to Buy Before 30th June to Boost Your Tax Deductions (Aussie Edition)

    April 26, 2025 - By N

    It’s almost the end of the financial year, which means it’s your last chance to make smart purchases that can lower your taxable income—and potentially give you a bigger refund! 📚 This information is based on official guidance from the Australian Taxation Office (ATO). Always check what applies to your…

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  • Get Tax-Ready and Maximise Your Refund
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    📋 EOFY Checklist: What to Prepare Before 30th June for All Aussies

    April 26, 2025 - By N

    Get ready to wrap up the financial year stress-free — and maybe even score a bigger tax refund! 🏡 Why You Need an EOFY Checklist EOFY (End of Financial Year) sounds serious… because it is — but it doesn’t have to be stressful!With a little bit of prep now, you…

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  • Start Micro-investing
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    📈 What Is Micro-Investing? (And Why It’s a Game-Changer)

    April 25, 2025 - By N

    Ever feel like investing is only for people in suits who already have thousands saved up? Yeah, me too—until I discovered micro-investing. Micro-investing is exactly what it sounds like: investing tiny amounts of money over time. Think of it as investing your spare change or a few dollars a week,…

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  • Budgeting app on phone to help with easy budgeting
    Budgeting - Save More

    📱 Best Budgeting Apps and Tools I Actually Use (And Recommend!)

    April 24, 2025 - By N

    Let’s be honest—budgeting sounds boring… until you realise it’s the secret to guilt-free spending and saving for stuff you actually care about. If you’ve ever wondered where your money goes or struggled to stick to a budget, these apps and tools can make a huge difference. I’ve tried a bunch…

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  • Monthly budget planner
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    🗂️ How I Organise My Budget Each Week

    April 24, 2025 - By N

    Let’s be real—money gets stressful fast when you’re not keeping an eye on it. That’s why I do a quick weekly budget check-in every Sunday. It only takes me about 15–20 minutes, and it keeps me on track with my goals (and helps me avoid any surprise ‘how did I…

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  • Grocery in a basket
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    🛒 3 Grocery-Saving Apps Every Aussie Should Know About

    April 20, 2025 - By N

    Groceries are getting seriously expensive lately. But before you give up your favorite snacks or switch to home-brand everything, there are a few handy apps that can help you slash your supermarket bill—without sacrificing your lifestyle. These are just apps I personally use and recommend—no sponsorships or referrals here, just…

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Hello!

Hey, I’m N 👋 Welcome to Aussie Money Tips — real advice for young Aussies who want to budget better, save smarter, and still enjoy life.

Recent Posts

  • 🚫 Common Budgeting Mistakes Young Aussies Make (And How to Fix Them)
  • 🏠 What Is the FHSSS? (And How It Can Help You Buy Your First Home Sooner in Australia)
  • 🔁 Variable Costs You Can Actually Control (and How to Start)
  • 📈 My Honest Raiz Review: What It’s Like Using a Micro-Investing App in Australia
  • 🛍️ Things to Buy Before 30th June to Boost Your Tax Deductions (Aussie Edition)

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