Finance Tips for Aussies
Budgeting sounds easy — until you’re a few days into the month and wondering where all your money went 😩Here are some of the most common budgeting mistakes I see (and have made myself) — plus how to actually fix them. ❌ Mistake #1: Not Having a Budget at All…
Buying your first home feels impossible right now, but here’s a trick most young Aussies still don’t know about — the First Home Super Saver Scheme (FHSSS). This is exactly what I’m using to save for my future apartment in Brisbane City — and it could save you thousands in…
You’ve tackled your fixed costs — now it’s time to deal with the sneaky stuff. If you haven’t already, check out my earlier posts:➡️ 💡 5 Easy Budgeting Tips for Young Aussies➡️ ✂️ 5 Fixed Costs You Can Reduce Without Giving Up Your Lifestyle➡️ 📋 How I Organise My Budget…
When I first heard about micro-investing, I wasn’t sure if it was just a buzzword or something that could actually help me build wealth. Fast forward to now—I’ve been using Raiz since March 2024, and I want to share what it’s really like. If you’re curious about investing but don’t…
It’s almost the end of the financial year, which means it’s your last chance to make smart purchases that can lower your taxable income—and potentially give you a bigger refund! 📚 This information is based on official guidance from the Australian Taxation Office (ATO). Always check what applies to your…
Get ready to wrap up the financial year stress-free — and maybe even score a bigger tax refund! 🏡 Why You Need an EOFY Checklist EOFY (End of Financial Year) sounds serious… because it is — but it doesn’t have to be stressful!With a little bit of prep now, you…
Ever feel like investing is only for people in suits who already have thousands saved up? Yeah, me too—until I discovered micro-investing. Micro-investing is exactly what it sounds like: investing tiny amounts of money over time. Think of it as investing your spare change or a few dollars a week,…
Let’s be honest—budgeting sounds boring… until you realise it’s the secret to guilt-free spending and saving for stuff you actually care about. If you’ve ever wondered where your money goes or struggled to stick to a budget, these apps and tools can make a huge difference. I’ve tried a bunch…
Let’s be real—money gets stressful fast when you’re not keeping an eye on it. That’s why I do a quick weekly budget check-in every Sunday. It only takes me about 15–20 minutes, and it keeps me on track with my goals (and helps me avoid any surprise ‘how did I…
If you’ve already checked out my first two posts on budgeting and saving more during tough times, you’re already making great steps towards improving your finances. Now, let’s level up and look at another powerful way to save: reducing your fixed costs. Fixed costs are the bills you have to…