Finance Tips for Aussies
Budgeting sounds easy â until youâre a few days into the month and wondering where all your money went đŠHere are some of the most common budgeting mistakes I see (and have made myself) â plus how to actually fix them. â Mistake #1: Not Having a Budget at All…
Buying your first home feels impossible right now, but hereâs a trick most young Aussies still donât know about â the First Home Super Saver Scheme (FHSSS). This is exactly what Iâm using to save for my future apartment in Brisbane City â and it could save you thousands in…
Youâve tackled your fixed costs â now itâs time to deal with the sneaky stuff. If you havenât already, check out my earlier posts:âĄď¸ đĄ 5 Easy Budgeting Tips for Young AussiesâĄď¸ âď¸ 5 Fixed Costs You Can Reduce Without Giving Up Your LifestyleâĄď¸ đ How I Organise My Budget…
When I first heard about micro-investing, I wasnât sure if it was just a buzzword or something that could actually help me build wealth. Fast forward to nowâIâve been using Raiz since March 2024, and I want to share what itâs really like. If youâre curious about investing but donât…
Get ready to wrap up the financial year stress-free â and maybe even score a bigger tax refund! đĄ Why You Need an EOFY Checklist EOFY (End of Financial Year) sounds serious⌠because it is â but it doesnât have to be stressful!With a little bit of prep now, you…
Ever feel like investing is only for people in suits who already have thousands saved up? Yeah, me tooâuntil I discovered micro-investing. Micro-investing is exactly what it sounds like: investing tiny amounts of money over time. Think of it as investing your spare change or a few dollars a week,…
Letâs be honestâbudgeting sounds boring⌠until you realise itâs the secret to guilt-free spending and saving for stuff you actually care about. If youâve ever wondered where your money goes or struggled to stick to a budget, these apps and tools can make a huge difference. Iâve tried a bunch…
Letâs be realâmoney gets stressful fast when youâre not keeping an eye on it. Thatâs why I do a quick weekly budget check-in every Sunday. It only takes me about 15â20 minutes, and it keeps me on track with my goals (and helps me avoid any surprise âhow did I…
If youâve already checked out my first two posts on budgeting and saving more during tough times, youâre already making great steps towards improving your finances. Now, letâs level up and look at another powerful way to save: reducing your fixed costs. Fixed costs are the bills you have to…
With prices going up and things feeling more expensive lately, itâs getting harder to stretch your money. Whether youâre still in uni or working full-time, nowâs the time to take a closer look at your spending. If you havenât yet, check out my first post on budgeting â itâs a…