Buying your first home feels impossible right now, but hereâs a trick most young Aussies still donât know about â the First Home Super Saver Scheme (FHSSS). This is exactly what Iâm using to save for my future apartment in Brisbane City â and it could save you thousands in…
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Youâve tackled your fixed costs â now itâs time to deal with the sneaky stuff. If you havenât already, check out my earlier posts:âĄď¸ đĄ 5 Easy Budgeting Tips for Young AussiesâĄď¸ âď¸ 5 Fixed Costs You Can Reduce Without Giving Up Your LifestyleâĄď¸ đ How I Organise My Budget…
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Itâs almost the end of the financial year, which means itâs your last chance to make smart purchases that can lower your taxable incomeâand potentially give you a bigger refund! đ This information is based on official guidance from the Australian Taxation Office (ATO). Always check what applies to your…
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Letâs be honestâbudgeting sounds boring⌠until you realise itâs the secret to guilt-free spending and saving for stuff you actually care about. If youâve ever wondered where your money goes or struggled to stick to a budget, these apps and tools can make a huge difference. Iâve tried a bunch…
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Letâs be realâmoney gets stressful fast when youâre not keeping an eye on it. Thatâs why I do a quick weekly budget check-in every Sunday. It only takes me about 15â20 minutes, and it keeps me on track with my goals (and helps me avoid any surprise âhow did I…
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If youâve already checked out my first two posts on budgeting and saving more during tough times, youâre already making great steps towards improving your finances. Now, letâs level up and look at another powerful way to save: reducing your fixed costs. Fixed costs are the bills you have to…
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With prices going up and things feeling more expensive lately, itâs getting harder to stretch your money. Whether youâre still in uni or working full-time, nowâs the time to take a closer look at your spending. If you havenât yet, check out my first post on budgeting â itâs a…
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Budgeting doesnât have to be boring or overwhelming. Whether youâre a student, starting your first job, or just trying to save a bit more each month, here are five easy and practical tips to help you get started: 1. Track your spending (yes, even the iced coffees!)Use a budgeting app…